Commercial Mortgage

If you are looking to buy a business premises or invest in a new business venture then you want to make sure that you speak to commercial mortgage experts.

Choosing the right commercial mortgage product can indeed be very confusing and frustrating. The administration and processes involved do tend to become more complex than a residential mortgage – due on the most part to the larger sums of money that chance hands.

The commercial mortgages market is becoming increasingly competitive which can only be good for the consumer. They offer to many, a flexible and affordable solution which gives the borrower the opportunity to access capital that would not ordinarily be available.

You can utilise a commercial mortgage for a range of different business purposes – The most common being the acquisition of a new business premises. The cross section of different businesses will include:

Bed & Breakfasts - hotels and guesthouses - factories and warehouses – farms – restaurants - fast food & take-away – franchises - golf courses - leisure services - property development - offices and retail outlets.

It is still possible to arrange commercial mortgages on competitive terms, even if you or your company has experienced credit problems in the past. It is possible to apply for a bad credit commercial mortgage for those individuals or companies who have had credit problems such as county court judgements, defaults and mortgage arrears. This type of mortgage is usually referred to as a sub-prime commercial mortgage.

To find out if you are eligible for a commercial mortgage, please complete the commercial mortgages enquiry form by clicking here.