Halifax Loans

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Halifax Loans provide a convenient way to raise money for any purpose, be it debt consolidation or home improvements. Halifax loans can either be secured or unsecured depending on your residential status and requirements. The rates on a Halifax Loan are extremely competitive, but it is always best to compare Halifax Loans against a number of other leading lenders to make sure that you get the best possible deal.

The Halifax was formed in 1853 as the The Halifax Permanent Benefit Building and Investment Society. The idea was thought up in a meeting room situated above The Old Cock pub close to the original Building Society building. Like all early building societies, the purpose of the Society was for the mutual benefit of local working people. Investors with surplus cash would invest in the society to receive interest, and borrowers could access loans to fund the purchase of a house.

Unlike many UK building societies which grew large by acquisitions and mergers, the Society choose an organic form of growth, and proceeded to open branches throughout the UK. By 1913, it was the largest building society in the UK. The first office in London opened in 1924; and the first offices in Scotland in 1928.

The Society continued to grow in size throughout the 20th century, remaining the UK's largest building society. The Halifax acquired an estate agents to complement its mortgage business. It also expanded by offering current accounts and credit cards, traditionally services offered by commercial banks.