Quick Remortgage

In today’s society we all expect things to be carried out quickly and efficiently. The expression ‘time is money’ is even more apt in the case of a borrower remortgaging - Finding a better deal on your mortgage could help to save you thousands of pounds!

From a borrower applying for a quick remortgage, to a broker arranging the mortgage, the speed of service and ultimately completion, is all important.

Any-Loans specialise in helping to arrange a quick remortgage service - Whether you are employed or self employed, have an impeccable credit record or an impaired credit past; Any Loans is fully confident that they can cater for all!

A quick remortgage service is achieved by having a close relationship to a strong panel of mortgage lenders along with a wealth of knowledge and experience of the mortgage market. If you are looking to arrange your remortgage in double quick time, it is still crucial that you take time to carefully consider the way in which mortgages are sold in the UK, in order to ascertain which level of service you require.

There are many companies that will sell mortgage products and these companies will include; Banks, Building Societies, intermediaries such as Mortgage and Finance brokers, Independent financial advisors, Estate agents and even the one man band mortgage advisor – Each of these different companies may provide a different level of service, for example:

# Some companies will offer mortgages from the ‘whole of market’.
# Some companies will only offer mortgages from a limited panel of lenders.
# Some companies will only offer mortgages from one single lender.
# Some companies may provide you with mortgage advice including a recommendation following a thorough assessment of your personal and financial situation.
# Some companies will only ask you questions to narrow down the search of products that they will provide details on, in order for you to make an informed decision.

Which level of service do you require? The choice is ultimately down to you. On initial enquiry through one of the listed companied above, they are obliged to provide you with an ‘IDD’ (Initial disclosure document). Amongst other things, the IDD will outline the company’s level of service offered - so that you know where you stand from day one. If you are talking to a mortgage broker over the phone, they must provide you with details of the scope of their service offered from the outset – if this is not from the whole of market then they are obliged, only on request, to disclose a list of the mortgage lenders whose regulated mortgage contracts are offered.

When speaking to a customer on the telephone, a firm must send a copy of the initial disclosure document out within five business days of the telephone call – only if the telephone call has not led the firm to conclude that the customer is ineligible for any of its regulated mortgage contracts.

So whether you are looking to clear off accumulated seasonal debts, raise money for home improvements or just simply secure a better rate of interest then enquire through Any Loans today and see how their quick remortgage service could benefit you!

They deal with all applicants on a case by case basis and will tackle any credit problems that you may have had in the past with an open mind. This individual approach can often help borrowers achieve a remortgage who may have previously been turned away from their existing lender.