Secured Loans & Mortgages

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HM Land Registry
Government organisation that keeps records of properties in England and Wales. Transfer of ownership must be registered with the HM Land Registry.

Homebuyers report
The homebuyer report is a service paid for by a property buyer to gauge the condition of a property before purchase. The homebuyer's report service involves a surveyor visiting the property and inspecting it, the surveyor will only inspect those areas of the property that are reasonably accessible or easily visible. Then the surveyor will then write a report on the property condition, as well as performing a basic valuation on the property which is used in conjunction with the mortgage application.

Household insurance
Buildings and contents insurance can often be purchased together protecting both the building structure and your belongings and possessions inside.

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